FICA annexureOnett
Decision recorded
Your own letterhead on generated documents
Annexures and certificates carry your firm’s brand. Nothing in the Act requires it. It saves reformatting.
Onvett Comply
The duties that never stop, carried in the background.
Your full FICA practice in one place: client take-on, plus the firm-level duties that run whether a new client arrives or not, with the evidence already built when the regulator asks. Per seat, per month.
R550 per fee-earner seat, R300 per support seatOne flat fee per client vetted, on the same monthly invoice
Van Zyl & Mokoena Inc. /Firm compliance
TMOnett
Awaiting your approval2
Clients
Monitoring alerts1
Periodic review
Cash threshold reports
Firm
Employees
Firm risk
RCR
Audit log
Firm compliance, todayOnvett Comply
Ongoing monitoring
212 clients re-screened today
GN 7A para 198
Cash threshold report
1 due in 2 working days
s28
Employee screening
11 of 12 screened
Directive 8 of 2023
Periodic review
6 clients due in October
GN 7A para 47
Business risk assessment
Approved, v3
GN 7A para 183B
Risk and Compliance Return
Worksheet pre-filled
Directive 11 of 2026
RUNNING WITHOUT A NEW CLIENT
Clients re-screened on list changesAutomatic
Employees screened and recorded12 of 12
Periodic reviews due this month3 clients
Cash reports in the registerClock running
Risk and Compliance ReturnPre-filled
Onvett keeps the register and runs the clock. Your firm files.
Cash threshold report
R62 400 cash deposit, recorded Mon 09:12
Day 1Day 2Day 3
Your firm files with the FIC. Onvett runs the clock.
Who it is for
Firms that carry the whole FICA burden, not just take-on.
Comply is for the firm whose compliance officer is answerable for the risk programme itself: client take-on, the business risk assessment, the employee screening, the monitoring, the registers and the returns. One product, the whole practice.
Every take-on duty, included
Intake links, adaptive forms, SA ID and Home Affairs verification, biometrics, CIPC lookup, beneficial ownership mapping, sanctions and PEP screening, the advisory RMCP rating, decision recording, annexures and the audit trail. All of it, on the same subscription.
AI
Risk rated against your own matrix
High78/100
Politically exposed person+30
Bulk cross-border trade+18
Cash-intensive sector+14
Sanctions and PEP screening
UN Security Council
OFAC SDN
EU Consolidated
POCDATARA s23
Politically exposed persons
AI
Ownership traced to real people
Coastal GrainW. Sithole 54%Harbour Arch 40%N. Dlamini 26%
What Comply adds
Eleven statutory duties, each with its evidence.
Screening a client at take-on does not discharge the duty to keep screening them. These are the obligations that run continuously, with the citation each one answers to.
GN 7A para 183B
Business risk assessment of the firm
Assess your own money-laundering and terrorist-financing risk before choosing controls, in a structured assessment the firm can show and revisit.
GN 7A paras 181A, 181C, 190
Risk policy governance
Approval recorded by the person with the highest authority in the firm, non-delegation asserted on the record, and review at the interval your own policy states.
GN 7A para 183F
Policy distribution and training records
Make the policy available to every employee and record who was trained on it, and when.
Directive 8 of 2023
Employee screening
Screen every employee against the sanctions lists and record a competence and integrity assessment for each one.
GN 7A para 198
Ongoing monitoring
Every client is re-screened automatically whenever the sanctions lists change, and the attorney is alerted.
Screening at take-on alone does not discharge this duty. It is the sharpest reason client take-on alone is not compliance.
GN 7A paras 46, 47, 127
Periodic review
Keep client information current and re-evaluate risk ratings at the intervals your firm sets, with the review recorded.
s28, reg 24(4)
Cash threshold reports
A register of reportable cash transactions, with the three-working-day clock running from the moment one is recorded.
Your firm files with the FIC. Onvett keeps the register and runs the clock.
Directive 11 of 2026
Risk and Compliance Return
A pre-filled worksheet evidencing the firm’s answers, assembled from what the product already holds.
Your firm submits the return. Onvett pre-fills the worksheet.
reg 27A(3)
FIC registration record
The firm’s registration details held on record where an inspector expects to find them.
GN 7A para 175
Retention clocks
Five years from the end of each business relationship, which means recording when the relationship actually ended, not guessing later.
GN 7A para 170
Off-site storage disclosure pack
The disclosure required when records are held off-site, assembled from the storage arrangements already on file.
The boundary
Onvett never files anything with the FIC.
Cash threshold reports and the Risk and Compliance Return are filed by your firm, through the FIC’s own channels. Onvett keeps the register, runs the three-working-day clock and pre-fills the worksheet, so the filing takes minutes and the evidence is already assembled. Your firm complies. Onvett carries the workload and evidences it.
Conveniences, not duties
Van Zyl & Mokoena Inc. /Clients / Coastal Grain Trading (Pty) Ltd / Follow-up
TMAsk the client for what is still outstanding
Proof of address, not older than three months
Signed copy of the share register
The link shows the client these two items and nothing else from their file.
Send request
Follow-up information requests
Ask a client for the two things still outstanding, on a link that shows them nothing else. A convenience, not an obligation.
Pricing
A seat for each person, and one invoice a month.
A monthly subscription per seat, counted from your own user list, plus a flat fee for every client vetted. Support seats cost less because every person who touches a file should have their own login, and an audit trail is only worth having if it names the right person.
R550
per fee-earner seat, per month
Support seats: R300
SeatsMonthly
Start vetting clientsIncluded
Counted from your own user list, and billed whole, never pro-rated.
Support seats cost less, so nobody shares a login and the audit trail names the right person.
No signup fee. One itemised invoice at the end of each month.
R63,75
per individual
An individual clientPer client vetted
Talk to usIncluded
Identity, sanctions and PEP checks are inside the fee.
Risk rating, decision record and annexure included.
Charged only when a client is vetted.
R127,50
per entity
+ R55,25 for each person screened
A company, trust or partnershipPer client vetted
Talk to usIncluded
A fee for the entity’s own record, then one for each beneficial owner and the representative.
Every owner traced and screened, with the checks inside the fee.
A simple structure costs less than a deep one.
Rates read live from the firm settings. Verification checks are inside the per-client fee, never billed on top. Ongoing sanctions monitoring is included. PEP re-screening for higher-risk clients is billed at cost plus a small markup.
Put the whole programme in one place.
Start with one client, then bring the firm-level duties across. No card required to explore.
UN list updated overnight
212 clients re-screened · 03:10
1 new possible match